Category Archives for "Personal Finance"

Apr 07

Transition Checklist

By Scot Herrick | Personal Finance

When you are in the processes of changing positions to another company there are things that need to be done to ensure that the transition is managed well. Here’s a suggested checklist — do you have any items to add? Networking: Get personal e-mail address and cell phone numbers of those you want to stay […]

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Apr 04

Income Realities

By Scot Herrick | Personal Finance

There is a belief that we are all in charge of our careers, doing that what we want to do at work and, if not getting it, simply being able to move out and move on to a place where we are doing exactly what we want. I’m not there. There are simply too many […]

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Jan 20

Put Debt Behind You

By Scot Herrick | Personal Finance

Yesterday I received my banking statement in the mail. Of course, with a flyer offering something “exclusive” for me. Here’s the teaser: Put Debt Behind You And their solution? Get up to a 1/2% rate discount on a new Home Equity Line of Credit Yup, you get out of debt by taking on more debt. […]

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Dec 15

Laid Off — an update

By Scot Herrick | Personal Finance

Just an update to my Laid Off — a new journey begins week. After both my wife and I were laid off, my brother-in-law (who lives with us in the “brother-in-law” unit of our house) experienced his own life-changing moment. In the words of my wife, Kate: Ok, so as most of you know, I […]

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Nov 27

Do you work for health insurance?

By Scot Herrick | Personal Finance

Here in the United States, most health insurance is graced upon the individual Cubicle Warrior through a health policy provided by their employer. Not all employers, but many. As a consequence, some 47 million are uninsured and an additional 16 million or so essentially self-insure with programs that don’t kick in until one incurs high […]

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Sep 28

The loan deal of the day

By Scot Herrick | Personal Finance

Earlier, I blogged about the “great” terms associated with my credit card from Bank of America (formerly MBNA) and how they are changing. It sucked. So I am paying the balance off in full and I sent them their opt out letter, via snail mail, of their outrageous terms. But, I have good credit. So […]

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Jan 31

Microloan Update I

By Scot Herrick | Personal Finance

Earlier, I wrote about how I was starting to do microloans as a way of helping out others create their own business in Microloans Rock. I had loaned dollars to Moses Kwamba, who’s smiling face graces this blog post in his tailoring shop, who is looking to expand his business based upon some new contracts. […]

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Jan 12

Microloans Rock!

By Scot Herrick | Personal Finance

It is January and we’re all hit with the end of the year, performance reviews, maybe a year-end bonus, new goals for 2007…there are a lot of endings and startups this time of the year. One of the things that I want to do different this year is to figure out a better way of […]

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Dec 28

401(k) Investment Rebalancing Time

By Scot Herrick | Personal Finance

If you’re like me, you don’t chase stocks and bonds (lots of people are very much into investing. This post isn’t about that type of person). Instead, you figure out the percentage allocation of your investments into broader categories and then invest in ETF’s or Mutual Funds to match your percentage allocation. For example, my […]

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