There is a belief that we are all in charge of our careers, doing that what we want to do at work and, if not getting it, simply being able to move out and move on to a place where we are doing exactly what we want. I’m not there. There are simply too many… Continue Reading
Category Archives: Personal Finance
Put Debt Behind You
Yesterday I received my banking statement in the mail. Of course, with a flyer offering something “exclusive” for me. Here’s the teaser: Put Debt Behind You And their solution? Get up to a 1/2% rate discount on a new Home Equity Line of Credit Yup, you get out of debt by taking on more debt…. Continue Reading
Laid Off — an update
Just an update to my Laid Off — a new journey begins week. After both my wife and I were laid off, my brother-in-law (who lives with us in the “brother-in-law” unit of our house) experienced his own life-changing moment. In the words of my wife, Kate: Ok, so as most of you know, I… Continue Reading
Do you work for health insurance?
Here in the United States, most health insurance is graced upon the individual Cubicle Warrior through a health policy provided by their employer. Not all employers, but many. As a consequence, some 47 million are uninsured and an additional 16 million or so essentially self-insure with programs that don’t kick in until one incurs high… Continue Reading
The loan deal of the day
Earlier, I blogged about the “great” terms associated with my credit card from Bank of America (formerly MBNA) and how they are changing. It sucked. So I am paying the balance off in full and I sent them their opt out letter, via snail mail, of their outrageous terms. But, I have good credit. So… Continue Reading
Attention Gen Y: Baby Boomers are moving out
Without naming names, I’ve read a lot of blog posts from Gen Y’ers about how those nasty Baby Boomers are sticking around and not giving anyone else a shot at their lucrative positions. Hanging in there until the bitter retirement end — or even past the traditional retirement age of 65. I always thought that… Continue Reading
Check your retirement financial records
If you’re like me, you check the performance of your stocks, bonds, and 401(k) hoping they will be enough for retirement. But there are other things that should be checked as well. For example, here in the United States, the Social Security Administration sends a yearly statement of benefits. This didn’t used to be done… Continue Reading
30 Career Management Tips — Save for a Layoff Day
This month, I’m providing a career management tip-a-day (along with other posts) to help you trigger your own career management activities. Today’s tip: Save for a Layoff Day. On the face of it, you might not think that “saving for a layoff day” has a lot of relevance to career management. But having money in… Continue Reading
In Fortune or Disaster, a Clear Head Reigns
In our work, we’ve been told to “go with the flow.” Yet, in my life, I’ve become much more of a contrarion. The more positive the news, the more pessimistic I become. The more negative the news, the more opportunity I see. I didn’t used to be this way. As I write this, the world… Continue Reading
Usurious Credit Cards the Next Credit Crunch
Have you been reading about the credit implosion in the mortgage (and other) markets? It’s going downhill fast, and it’s bad. No problem for you, though, right? Certainly not for me — I don’t have any of those weird mortgages to worry about. But the credit cards…now there’s a different story. Because everyone is expecting… Continue Reading
