Saving money isn't easy, especially for something so way out there, like, you know, retirement. Yet the more you save right now, the better position you will be in the future. Compound interest from saving early means something and what it ...
Saving money isn't easy, especially for something so way out there, like, you know, retirement. Yet the more you save right now, the better position you will be in the future. Compound interest from saving early means something and what it ...
Two Hundred Dollars 2 by Surat Lozowick Check out this guest post on 401(k)'s. Though basic in approach, it goes through the decisions you need to make to manager your 401(k). ------------------------------- For most people, a 401(k) is ...
The end of the year is my time to review my finances. While I'm not a personal finance expert, I am responsible for my personal financial decisions that I make during the course of the year. In order to get perspective -- and not get burned -- I take this week to do my personal ...
Part of having resiliency in your career is having your financial house in order. The reason is that good personal finances keep desperation away when you are laid off and allows you to make job and career choices because they are right for you, not because you are overwhelmed with bills. Right now, credit card companies ...
When CIO's start getting articles about personal finance -- the basics, not the fancy investments -- you know that personal finance has come to career management. Here's the basic thrust of Where Personal Finance and Career Management Meet: Good career management stems from a foundation of good financial management. ...
With job losses continuing, job stress for those still employed continues. Does management know how to distribute the work? What work will we no longer do? Will there be more layoffs? Will I have a layoff next? For those who are already laid off, the mission is clear: find another job. For those who stay, nothing ...
When dealing with your personal finances, I've long recommended saving one year's take-home pay. I have seen few personal financial advisers favor that amount of savings; most say an emergency fund typically three to six months long. That's hard enough to do, I understand. But Cubicle Warriors take the ...
Part I of "When will the economy get better?" noted that it is sometimes easier for me to see how we are doing through charts and graphs. It referred people to the Calculated Risk blog and the excellent February Economic Summary in Graphs. What the short article did not do was explain why ...
Part of managing your career is managing your 401(k). Right now, your 401(k) is looking ugly. Should you stop contributing to your 401(k)? Here are three reasons to keep contributing – and one reason you might stop. 401(k) has company match Without going crazy on percentages, if your company is contributing a company match to your 401(k) ...
How many of you have opened up your 2008 401(k) and IRA statements and seen a 30-40% drop in your assets? (Fortunately, I got out in May, 2008, so it wasn't much of ...